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One or more photo(s) has been virtually staged. *****Rare advantage of an Assumable FHA mortgage with 2.875% interest rate for qualified owner-occupants**** Welcome home to 10105 Vineyard Lane, where comfort, opportunity, and coastal convenience come together in one inviting package. This 2-bedroom, 2-bath single-family home with a bonus room in Port Richey's desirable Regency Park neighborhood offers a thoughtful blend of recent upgrades and value-add potential "” plus the rare advantage of an assumable FHA mortgage for qualified owner-occupants, allowing eligible buyers to step into a significantly lower monthly payment than today's market rates. Step inside to find brand-new hurricane-rated windows throughout, a newer HVAC system with updated ductwork (installed four years ago), and a kitchen featuring modern appliances just three years old "” delivering turnkey efficiency where it counts. Updates have already been started for you. The second bedroom's ensuite bath renovation is underway, with tile, vanity, and fixtures already on-site and ready to be completed. A new vanity for the main bathroom is included as well. The roof will need replacement, and that need is reflected in the price "” creating an excellent opportunity to build equity and customize the home to your style. Outside, the property offers a generously sized lot in a quiet, established community with no HOA and convenient access to parks, shopping, restaurants, and the beautiful Gulf Coast. Perfect for buyers looking for comfort, affordability, and long-term value, this home delivers a compelling combination of benefits "” especially with the assumable FHA loan opportunity. Come see why Vineyard Lane may be the right fit for your next move.
| DAYS ON MARKET | 41 | LAST UPDATED | 12/20/2025 |
|---|---|---|---|
| TRACT | REGENCY PARK | YEAR BUILT | 1972 |
| COMMUNITY | 34668 - Port Richey | GARAGE SPACES | 2.0 |
| COUNTY | Pasco | STATUS | Active |
| PROPERTY TYPE(S) | Single Family |
| PRICE HISTORY | |
| Prior to Dec 20, '25 | $190,000 |
|---|---|
| Dec 20, '25 - Today | $193,000 |
| ADDITIONAL DETAILS | |
| AIR | Central Air |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Dishwasher, Microwave, Range, Refrigerator |
| AREA | 34668 - Port Richey |
| CONSTRUCTION | Block, Concrete, Stucco |
| EXTERIOR | Rain Gutters |
| GARAGE | Yes |
| HEAT | Central, Electric |
| INTERIOR | Open Floorplan, Walk-In Closet(s) |
| LOT | 5227 sq ft |
| LOT DESCRIPTION | Level, Paved |
| PARKING | Garage Door Opener, Attached |
| SEWER | Public Sewer |
| STORIES | 1 |
| STYLE | Ranch, Traditional |
| SUBDIVISION | REGENCY PARK |
| TAXES | 3659 |
| UTILITIES | Electricity Connected, Underground Utilities, Water Connected |
| VIEW | Yes |
| VIEW DESCRIPTION | City |
| WATER | Public |
MORTGAGE CALCULATOR
TOTAL MONTHLY PAYMENT
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Listing provided by Shonda Gonzales, REAL SYSTEMS BROKERAGE, 727-594-0330
The information contained herein has been provided by My Florida Regional MLS DBA Stellar MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Listings last updated 12/28/25 7:39 AM PST.
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