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PRICE $699,000 dsIDX morgage calculator
BEDS 4
BATHS 3
HOME SIZE 1,746 sqft
LOT SIZE 8,277 sqft

Welcome to 3966 High Bluff Drive, a beautifully updated four-bedroom, three-bathroom saltwater pool home in the highly desirable, deed-restricted Harbor Hills community of Largo. Ideally located just minutes from the Gulf beaches yet positioned high and dry with no flood insurance required and no risk of flooding, this property offers the rare combination of coastal convenience and true peace of mind. Situated on a premium corner lot along a quiet interior street, the home delivers standout curb appeal with lush landscaping, a covered front porch, and an attractive paver driveway and walkway that create a warm and inviting first impression. Inside, the open-concept layout is designed for effortless everyday living and entertaining, featuring bamboo flooring throughout the main living areas and classic terrazzo floors in the bedrooms for durability and charm. Natural light fills the home, complemented by plantation shutters, updated ceiling fans, and contemporary lighting that enhance the relaxed Florida aesthetic. The kitchen is both functional and stylish, showcasing expansive granite countertops, abundant cabinetry, stainless steel appliances, an induction range, and a large island with additional storage and seating for up to five. It flows seamlessly into the dining and living areas, keeping gatherings connected and comfortable. The bedrooms are thoughtfully positioned toward the rear of the home for added privacy, offering generous space and flexibility. The primary suite serves as a true retreat with direct access to the pool and an ensuite bath featuring an oversized walk-in shower with crisp white tile and pebble accents. A recently renovated secondary bathroom brings spa-like appeal with contemporary finishes, an open shower design, and a freestanding soaking tub. The laundry room is conveniently located just off the kitchen with direct access from the pool area, making post-swim clean-up simple and practical. Outdoors, the private backyard oasis centers around a sparkling saltwater pool surrounded by pavers and enclosed within a screened lanai for year-round enjoyment. Beyond the pool, additional paver space, lush landscaping, and newer vinyl fencing create a private and versatile setting perfect for entertaining or relaxing in the Florida sunshine. Located near Belleair and just minutes to Indian Rocks Beach, Clearwater Beach, Sand Key, and Belleair Beach, this home places you close to world-class beaches, dining, shopping, and entertainment. Recent improvements add tremendous value and peace of mind, including a new roof, soffits, fascia, and exterior downlighting in 2023; HVAC with UV filtration in 2024; updated plumbing and electrical in 2024; bathroom remodels in 2021; and a water heater installed in 2017. With a low HOA fee of just $100 per year, 3966 High Bluff Drive offers exceptional quality, location, and lifestyle in one of Largo's most sought-after neighborhoods.

DAYS ON MARKET 17 LAST UPDATED 1/30/2026
TRACT HARBOR HILLS YEAR BUILT 1959
COMMUNITY 33770 - Largo/Belleair Bluffs GARAGE SPACES 2.0
COUNTY Pinellas STATUS Active
PROPERTY TYPE(S) Single Family


ADDITIONAL DETAILS
AIR Central Air
AIR CONDITIONING Yes
APPLIANCES Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
AREA 33770 - Largo/Belleair Bluffs
CONSTRUCTION Block, Stucco
GARAGE Yes
HEAT Central
HOA DUES 100
LOT 8276 sq ft
LOT DESCRIPTION Cleared, Landscaped, Level, Paved
LOT DIMENSIONS 90x100
PARKING Driveway, Garage Door Opener, Attached
POOL Yes
POOL DESCRIPTION In Ground, Salt Water, Private
SEWER Public Sewer
STORIES 1
STYLE Ranch
SUBDIVISION HARBOR HILLS
TAXES 2574.63
UTILITIES Electricity Connected, Sewer Connected, Water Connected
VIEW Yes
VIEW DESCRIPTION Pool
WATER Public
MORTGAGE CALCULATOR
   

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CONTACT US ABOUT 3966 HIGH BLUFF DRIVE
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Listing provided by Clay Glover, Jr, RE/MAX ACTION FIRST OF FLORIDA, 727-531-2006
The information contained herein has been provided by My Florida Regional MLS DBA Stellar MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Listings last updated 2/1/26 1:48 PM PST.

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