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Welcome to an effortless coastal sanctuary where luxury, tranquility, and timeless views converge. This beautifully appointed, partially furnished 2-bedroom, 2-bath residence offers breathtaking water views from every room, creating a daily backdrop of calm and connection to the coast. Perfectly positioned on the iconic Dunedin Causeway"”the final condominium before Honeymoon Island"”this home delivers a rare sense of privacy and exclusivity, surrounded by the natural beauty of Saint Joseph Sound, Hurricane Pass, and the Gulf of Mexico. Inside, the open-concept layout is designed for both comfort and ease, ideal for relaxed everyday living or hosting visiting family and friends. Recent interior updates include fresh paint throughout, updated carpet in the primary bedroom, and luxury vinyl flooring in the primary bath. The split floor plan provides privacy between bedrooms, while spacious living areas, two full bathrooms, a designated parking space, and a private storage closet add thoughtful functionality. Residents also enjoy a conveniently located second-floor laundry room and ample guest parking. Located within the sought-after 55+ waterfront community of Royal Stewart Arms, this residence offers a lifestyle defined by leisure and peace of mind. Amenities include a clubhouse, heated community pool, fitness center, dock, tennis courts, shuffleboard, pickleball, and more"”designed to support both active days and quiet moments by the water. Most importantly, all major improvements are complete: the $40,000 special assessment has been paid in full, renovations are finished, and both the SIRS and Milestone Inspections have been successfully completed. The proactive HOA has guided the community through these updates with transparency and care, allowing new owners to move forward with confidence and ease. Step outside and enjoy immediate access to the causeway's scenic walking and biking paths, kayaking, paddle boarding, and breathtaking sunsets. Just five miles away, charming downtown Dunedin awaits with its waterfront parks, boutique shopping, renowned dining, and vibrant arts scene. Whether you're seeking a refined second home, a serene retirement residence, or a low-maintenance full-time lifestyle, this coastal retreat is ready to welcome its next chapter"”and its next owner.
| DAYS ON MARKET | 50 | LAST UPDATED | 2/21/2026 |
|---|---|---|---|
| TRACT | ROYAL STEWART ARMS | YEAR BUILT | 1975 |
| COMMUNITY | 34698 - Dunedin | COUNTY | Pinellas |
| STATUS | Active | PROPERTY TYPE(S) | Condo/Townhouse/Co-Op |
| Elementary School | San Jose Elementary-PN |
|---|---|
| Jr. High School | Palm Harbor Middle-PN |
| High School | Dunedin High-PN |
| ADDITIONAL DETAILS | |
| ADULT COMMUNITY | Yes |
|---|---|
| AIR | Central Air |
| AIR CONDITIONING | Yes |
| AMENITIES | Cable TV, Insurance, Internet, Maintenance Grounds, Maintenance Structure, Sewer, Trash, Water |
| APPLIANCES | Dishwasher, Disposal, Exhaust Fan, Freezer, Microwave, Range, Refrigerator, Tankless Water Heater |
| AREA | 34698 - Dunedin |
| CONSTRUCTION | Concrete |
| EXTERIOR | Balcony, Dock, Garden, Lighting, Storage, Tennis Court(s) |
| HEAT | Electric |
| INTERIOR | Eat-in Kitchen, Elevator, Open Floorplan, Stone Counters |
| LOT | 2.81 acre(s) |
| LOT DESCRIPTION | Landscaped, Paved, Private, Waterfront |
| PARKING | Assigned, Covered, Guest |
| SEWER | Public Sewer |
| STORIES | 1 |
| SUBDIVISION | ROYAL STEWART ARMS |
| TAXES | 4790.74 |
| UTILITIES | Cable Available, Cable Connected, Electricity Available, Electricity Connected, Phone Available, Sewer Available, Sewer Connected, Water Available, Water Connected |
| VIEW | Yes |
| VIEW DESCRIPTION | Water |
| WATER | Public |
| WATER ACCESS | SAINT JOSEPH SOUND |
| WATERFRONT | Yes |
| WATERFRONT DESCRIPTION | Ocean Front |
MORTGAGE CALCULATOR
TOTAL MONTHLY PAYMENT
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Listing provided by Jordan Sargent, SMITH & ASSOCIATES REAL ESTATE, 727-342-3800
The information contained herein has been provided by My Florida Regional MLS DBA Stellar MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Listings last updated 3/7/26 1:33 AM PST.
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