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Location, Location "” in the heart of Palm Harbor! Wow! This exquisite, freshly painted and completely updated family home is perfectly situated in one of Florida's premier golf-cartable paradises! Sandwiched between two little hidden gems, Ozona, and Crystal Beach where coastal lifestyle meets true convenience. Offering over 2,500 sq ft, this private cul-de-sac gorgeous pool home features 4 bedrooms, 3 full bathrooms, and a split 2-car garage complete with an electric vehicle charger. Approach the home via a split driveway surrounded by lush landscaping and ascend the dramatic, wide staircase to a welcoming front porch perfect for rocking chairs and coffee in the morning or sunsets and wine in the evening. Step inside to find modern finishes, hardwood flooring, and abundant natural light that highlights a brand-new, light and bright interior repaint (2025). The open-concept kitchen is an entertainer's dream with chiseled travertine floors, raised-panel soft-close cabinetry, granite counters, tile backsplash, large undermount sink, and stainless-steel appliances, including a café-style cooktop range, French-door refrigerator, built-in microwave, and a new stainless steel dishwasher (2024). The kitchen flows seamlessly to the dining room and out to a spacious balcony overlooking serene, tropical landscaping, a perfect space for morning coffee or evening gatherings if you're not the front porch neighborly type 😉 The owner's retreat offers travertine flooring, dual closets, and an elegant ensuite bath featuring dual vanities and a massive walk-in shower with floor-to-ceiling tile and a private barn door entry. Two additional bedrooms with plush carpeting and a stylish full hall bath complete the upper level. The lower level is a full in-law suite with its own private entrance, kitchenette/bar area, fireplace, living area, bedroom, and full bath, ideal for multi-generational living or guests. A mini-split AC (2024) ensures comfort and efficiency. Step outside to your private backyard oasis, a true entertainer's paradise with saltwater pool (PebbleTec finish), elevated waterfall, tiki hut, firepit, and extended paver patio surrounded by lush tropical landscaping and a full privacy fence. Enjoy year-round outdoor comfort with a BugSlayer mosquito control system and a custom ramp that provides easy access for both humans and furry friends. Inside, the dreamy laundry room steals the show with a massive chalkboard family command center, coastal beadboard accents, a folding area, and a convenient laundry chute from upstairs! Major mechanicals are already handled: New pool pump (2024) Water heater (2022) Electrical panels (2023) Roof (2018) Hurricane-rated garage doors (2022) AC systems (2018 & 2024) Additional perks include: full attic storage with pull-down stairs, no HOA, ample parking for a boat, golf cart, or toys, and a private dog run. Enjoy the ultimate Palm Harbor lifestyle! Walk, bike, or golf-cart to Downtown Palm Harbor shops and restaurants, Pop Stansell Park, the Pinellas Trail, and multiple waterfront recreation spots. Just minutes to Honeymoon Island, Dunedin, and the renowned Tarpon Springs Sponge Docks. Zoned for Palm Harbor University High School! Opportunities like this, a turnkey, multigenerational family oasis with a pool, in-law suite, and coastal charm "” all under $1M "” don't come along every day! Schedule your private showing today and ring in the New Year in paradise!
| DAYS ON MARKET | 22 | LAST UPDATED | 11/14/2025 |
|---|---|---|---|
| TRACT | ST JOSEPH SOUND ESTATES | YEAR BUILT | 1988 |
| COMMUNITY | 34683 - Palm Harbor | GARAGE SPACES | 2.0 |
| COUNTY | Pinellas | STATUS | Active |
| PROPERTY TYPE(S) | Single Family |
| Elementary School | Ozona Elementary-PN |
|---|---|
| Jr. High School | Palm Harbor Middle-PN |
| High School | Palm Harbor Univ High-PN |
| ADDITIONAL DETAILS | |
| AIR | Central Air |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Wine Refrigerator |
| AREA | 34683 - Palm Harbor |
| CONSTRUCTION | Frame, Vinyl Siding |
| EXTERIOR | Dog Run, Rain Gutters |
| FIREPLACE | Yes |
| GARAGE | Yes |
| HEAT | Central |
| INTERIOR | Eat-in Kitchen, Stone Counters, Walk-In Closet(s) |
| LOT | 0.29 acre(s) |
| LOT DESCRIPTION | Waterfront |
| PARKING | Boat, Driveway, Electric Vehicle Charging Station(s), Garage Door Opener, Guest, Off Street, On Street, Attached |
| POOL | Yes |
| POOL DESCRIPTION | Gunite, In Ground, Salt Water, Private |
| SEWER | Public Sewer |
| STORIES | 3+ |
| STYLE | Coastal |
| SUBDIVISION | ST JOSEPH SOUND ESTATES |
| TAXES | 9725 |
| UTILITIES | Cable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected |
| VIEW | Yes |
| VIEW DESCRIPTION | Canal, Water |
| WATER | Public |
| WATERFRONT | Yes |
| WATERFRONT DESCRIPTION | Canal Front |
MORTGAGE CALCULATOR
TOTAL MONTHLY PAYMENT
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Listing provided by Michelle Dinsmore, KELLER WILLIAMS REALTY- PALM H, 727-772-0772
The information contained herein has been provided by My Florida Regional MLS DBA Stellar MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Listings last updated 12/5/25 2:47 PM PST.
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