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Welcome to the peaceful lifestyle of Bay Lake Ranch! This custom-built 3-bedroom, 3-bath home sits on 5.56 scenic, fenced acres with mature grandfather oaks and serene rustic views "” with no HOA. Designed for true Florida living, the home features a charming Southern-style front porch and a spacious screened-in back lanai, perfect for enjoying the private backyard setting. Inside, you'll find an open floor plan with vaulted ceilings, abundant natural light, hard flooring throughout the main living areas, and brand-new carpet in the bedrooms. Recent improvements include a NEW HVAC system with Nest thermostat (Feb. 2026), fresh interior paint (Feb. 2026), LED lighting, new blinds, and updated porch fans "” enhancing the home's light and welcoming feel. The roof was replaced in 2017. The living room showcases a beautiful stone-front wood-burning fireplace and large sliding doors that open to the screened porch, creating seamless indoor-outdoor flow. The kitchen is well-equipped with all appliances, a breakfast bar overlooking the dining area, a walk-in pantry, and additional built-in cabinetry with pull-out shelving for optimal storage. The spacious primary suite offers private lanai access, a huge walk-in closet, dual sinks, a jacuzzi tub, and a private water closet with walk-in shower, and linen closet for additional storage. Two generously sized guest bedrooms both feature walk-in closets, with one offering an en suite bath "” ideal for guests or flexible living arrangements. The side-facing oversized garage offers approximately 600 square feet with two large garage doors, providing ample space for vehicles, storage, or hobbies. Additional features include inside laundry with washer and dryer included and a barn-style storage shed. If you've been looking for space, privacy, and the freedom of acreage living while still being convenient to city amenities, this is it. With 5.56 acres and no HOA restrictions, there is plenty of room to park your RV, boat, trailers, or other recreational vehicles. Bay Lake Ranch is one of St. Cloud's most established rural communities, conveniently located between St. Cloud and Melbourne Beach. Proudly owned and lovingly maintained by the same family for 26 years, this beautiful property is ready for the next owners to enjoy.
| DAYS ON MARKET | 1 | LAST UPDATED | 3/6/2026 |
|---|---|---|---|
| TRACT | BAY LAKE RANCH UNIT 2 | YEAR BUILT | 2000 |
| COMMUNITY | 34771 - St Cloud (Magnolia Square) | GARAGE SPACES | 2.0 |
| COUNTY | Osceola | STATUS | Active |
| PROPERTY TYPE(S) | Single Family |
| ADDITIONAL DETAILS | |
| AIR | Central Air |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer |
| AREA | 34771 - St Cloud (Magnolia Square) |
| CONSTRUCTION | Vinyl Siding |
| FIREPLACE | Yes |
| GARAGE | Yes |
| HEAT | Central, Electric, Heat Pump |
| INTERIOR | Open Floorplan, Vaulted Ceiling(s), Walk-In Closet(s) |
| LOT | 5.56 acre(s) |
| LOT DESCRIPTION | Landscaped, Paved |
| PARKING | Driveway, Garage Door Opener, Garage Faces Side, Oversized, Attached |
| SEWER | Septic Tank |
| STORIES | 1 |
| SUBDIVISION | BAY LAKE RANCH UNIT 2 |
| TAXES | 2229.37 |
| UTILITIES | Cable Available, Electricity Connected, Phone Available, Water Connected |
| VIEW | Yes |
| VIEW DESCRIPTION | Trees/Woods |
| WATER | Private, Well |
MORTGAGE CALCULATOR
TOTAL MONTHLY PAYMENT
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Listing provided by Melissa Godwin, GODWIN REALTY GROUP, 407-957-9545
The information contained herein has been provided by My Florida Regional MLS DBA Stellar MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Listings last updated 3/6/26 3:51 PM PST.
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