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Whether you are upsizing or downsizing, this home allows you flexibility. 3.6 ASSUMABLE MORTGAGE (saves you hundreds monthly compared to the competition at 6.2). REAL SAVINGS! Welcome home! Make yourself at home in this well-maintained 4-bedroom, 2-bath home offering the perfect blend of comfort, flexibility, and long-term value. This lovely home has an open floor plan that is flooded with natural light, a spacious kitchen with a large island, cozy primary suite with spa-inspired walk-in shower, 3 additional bedrooms/flex rooms (you choose - home office, library, crafts, OR media), a screened lanai that offers protection from the elements and pests, yet allows you to enjoy the fresh Florida breeze. Your oversized irrigated backyard is waiting to become your private oasis. This home is a blank canvas with endless possibilities"”ideal for first-time home buyers, investors, or transplants/migrants. Location matters"”and this one delivers! This is where small-town living meets big city convenience and access. Conveniently located near US-192, SR-417, Florida Turnpike, Orlando Intl Airport, with quick access to top-rated schools, retail shopping and dining, along with parks and recreation. A short drive to Boxi Park, world-class Lake Nona Medical City and minutes away from the rapidly expanding 500 acre NeoCity technology campus: The home of advanced manufacturing research and development, a critical national hub of microelectronics and semi-conductors. This beautiful home is positioned perfectly for future appreciation with major job growth expected in Osceola county. A rare opportunity to realize greater home appreciation and equity not seen by those with higher interest rates. THIS IS THE RATE DROP YOU'VE BEEN WAITING FOR! The time is NOW....step into a rare 3.6 assumable loan and reap substantial savings monthly that can be used for retirement savings or upgrades. Yes, the location and lifestyle you've been waiting for without the added cost. Schedule your private tour today before the rush and the bidding wars begin. Property activity is increasing. CALL ME NOW!
| DAYS ON MARKET | 50 | LAST UPDATED | 1/8/2026 |
|---|---|---|---|
| TRACT | PINEWOOD GARDENS | YEAR BUILT | 2018 |
| COMMUNITY | 34769 - St Cloud (City of St Cloud) | GARAGE SPACES | 2.0 |
| COUNTY | Osceola | STATUS | Active |
| PROPERTY TYPE(S) | Single Family |
| Elementary School | Neptune Elementary |
|---|---|
| Jr. High School | St. Cloud Middle (6-8) |
| High School | St. Cloud High School |
| ADDITIONAL DETAILS | |
| AIR | Central Air |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Dishwasher, Dryer, Range, Refrigerator, Washer, Water Softener |
| AREA | 34769 - St Cloud (City of St Cloud) |
| CONSTRUCTION | Stucco |
| GARAGE | Yes |
| HEAT | Central, Electric |
| HOA DUES | 46 |
| LOT | 7405 sq ft |
| LOT DESCRIPTION | Landscaped, Level |
| LOT DIMENSIONS | 63x120 |
| PARKING | Driveway, On Street, Attached |
| SEWER | Public Sewer |
| STORIES | 1 |
| SUBDIVISION | PINEWOOD GARDENS |
| TAXES | 4 |
| UTILITIES | Water Available |
| WATER | Public |
MORTGAGE CALCULATOR
TOTAL MONTHLY PAYMENT
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Listing provided by Veronica Hicks, KELLER WILLIAMS LEGACY REALTY, murraycoleman@kw.com
The information contained herein has been provided by My Florida Regional MLS DBA Stellar MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Listings last updated 2/25/26 7:08 PM PST.
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