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PRICE $699,000 dsIDX morgage calculator
BEDS 4
BATHS 2
HOME SIZE 2,217 sqft
LOT SIZE 20,038 sqft

Central Florida Lakefront home for sale now with a HUGE PRICE IMPROVEMENT! Move in ready 4BR/2BA with Office on Private-Access Lake Bess complete with a Slalom Ski Course! Enjoy direct connection to Lake Ruby! You access to TWO beautiful lakes featuring white sandy bottoms, tranquil waters. These lakes are ideal for water sports (private access) and serene lakeside living. The open layout and large glass sliding doors create a seamless connection between Indoor Elegance and Outdoor Beauty, making every arrival feel like a moment of escape! Enjoy Updated Features including ROOF 2019, NEW EPOXY GARAGE FLOORING, Stunning Views, Resurfaced Pool, Covered Lanai for Outdoor Living, NEWLY PAINTED Dock with Boat Lift, Large Windows for Natural Light, Formal Dining Room, Lake View Breakfast Nook and Inside Laundry Room with Utility Sink and Cabinets. The Kitchen offers Lake Views, Granite and a Full Appliance Package, while the Spacious Primary Suite includes a Walk-In Closet and a Luxurious En-Suite Bathroom. This lakefront Split Floor Design not only enhances privacy for you and guests but also creates a more spacious, balanced flow throughout the home, ideal for both everyday living and entertaining. Enjoy lush landscaping with an eco-friendly irrigation system that draws from the lake. Come see why Ruby Lake with barely over 200 homes is ideal with Manicured landscaping, Underground Utilities and quiet streets for evening or morning strolls. Located less then two miles from a Golf Course, less than five to Legoland, shopping, dining, and medical facilities plus easy access to both Tampa and Orlando. Florida's Beautiful Gulf and Atlantic Beaches less then two hours away in either direction! Cruise enthusiasts, Port Canaveral is only 70 miles away! Whether you're seeking adventure on the water or peaceful evenings by the dock, Ruby Lake offers a lifestyle that's both vibrant and serene!

DAYS ON MARKET 158 LAST UPDATED 3/12/2026
TRACT RUBY LAKE PH 04 YEAR BUILT 1999
COMMUNITY 33884 - Winter Haven / Cypress Gardens GARAGE SPACES 2.0
COUNTY Polk STATUS Active
PROPERTY TYPE(S) Single Family

SCHOOLS
Elementary School Chain O Lakes Elem
Jr. High School Denison Middle
High School Lake Region High

PRICE HISTORY
Prior to Feb 5, '26 $750,000
Feb 5, '26 - Mar 12, '26 $740,000
Mar 12, '26 - Today $699,000


ADDITIONAL DETAILS
AIR Central Air
AIR CONDITIONING Yes
APPLIANCES Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Washer
AREA 33884 - Winter Haven / Cypress Gardens
CONSTRUCTION Block, Stucco
EXTERIOR Rain Gutters
GARAGE Yes
HEAT Central
HOA DUES 850
INTERIOR Eat-in Kitchen, High Ceilings, Open Floorplan, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
LOT 0.46 acre(s)
LOT DESCRIPTION Near Golf Course, Paved, Waterfront
LOT DIMENSIONS 95x189
PARKING Driveway, Garage Door Opener, Attached
POOL Yes
POOL DESCRIPTION In Ground, Pool Sweep, Screen Enclosure, Private
SEWER Public Sewer
STORIES 1
STYLE Contemporary
SUBDIVISION RUBY LAKE PH 04
TAXES 5542.98
UTILITIES Cable Available, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected
VIEW Yes
VIEW DESCRIPTION Lake, Water
WATER Public
WATER ACCESS LAKE BESS & LAKE RUBY
WATERFRONT Yes
WATERFRONT DESCRIPTION Lake Privileges, Lake Front
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

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CONTACT US ABOUT 264 RUBY LAKE LANE
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Listing provided by Andrea Friedmann, KELLER WILLIAMS REALTY SMART 1, 863-508-3000
The information contained herein has been provided by My Florida Regional MLS DBA Stellar MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Listings last updated 3/22/26 6:12 AM PDT.

This IDX solution is (c) Diverse Solutions 2026.