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Welcome to 220 Ruby Lake Lane, a stunning lakefront pool residence in the highly sought-after gated community of Ruby Lake, where modern upgrades blend effortlessly with timeless design and waterfront living. Meticulously maintained, the home showcases numerous upgrades including new windows (2022), a new roof (2018), and a remodeled pool (2015).This gorgeous 4 bedroom, 3 bathroom pool home is perfectly positioned on the shores of Lake Ruby to capture breathtaking sunsets and provide endless opportunities for boating, fishing, and entertaining. Complete with a private dock, covered boat slip with lift, and direct access to Lake Ruby and Lake Bess, this property offers a true Florida lakefront lifestyle. Inside, the thoughtfully designed open floor plan offers both elegance and functionality with formal living and dining rooms, a spacious family room, and panoramic lake views that stretch across the entire back of the home. The kitchen serves as the heart of the home with stainless appliances, a breakfast bar, tiled backsplash, a double closet pantry, a custom canned food pantry, and a charming breakfast nook framed by seamless glass windows overlooking the pool and lake. The expansive family room features vaulted ceilings with fans, a built-in media cabinet, and a wall of windows and tinted sliders that flood the space with filtered natural light while showcasing breathtaking water views. The living room is anchored by a cozy fireplace, creating a perfect backdrop for holiday gatherings, while the formal dining room offers an ideal setting for intimate dinners. The primary suite is a true retreat, offering more sweeping lake views, pool access, dual walk-in closets, and a luxurious en-suite bath with a jetted tub, walk-in shower, dual vanities, and a private water closet. The home's triple-split bedroom layout ensures privacy, with the secondary bedrooms and bath thoughtfully placed to accommodate family and guests. Another bathroom conveniently doubles as a pool bath. The interior laundry room comes equipped with a washer and dryer. Step outside to your private paradise: a pavered, screen-enclosed lanai with a pebble-finished pool, covered lounging space, and a lighted walkway leading to your dock. With power, water, lighting, and a covered boat slip with an electric lift, the dock is fully equipped for all your lake adventures"”whether it's boating, skiing, fishing, or simply watching the mesmerizing sunsets. Evenings bring their own magic"”cocktails by the pool, s'mores around the fire pit, or Legoland fireworks sparkling over the water. Additional features include a side-entry two-car garage with a mini split A/C, generator outlet, mature landscaping, fencing for privacy, and lake-fed irrigation. Lake Ruby is a pristine 259-acre lake recognized for its glassy waters ideal for skiing, outstanding bass fishing, and tranquil setting, enhanced by the absence of a public boat ramp. Within the gated community of Ruby Lake, residents enjoy meticulously maintained grounds, tranquil streets, a serene pond with park benches, and a strong sense of neighborhood pride. Ideally located, just minutes from schools, shopping, and restaurants. Winter Haven enjoys a prime Central Florida location, perfectly situated between Tampa and Orlando, with easy access to world-famous attractions and just a short drive to beaches. A rare opportunity to enjoy luxury lakefront living in a premier community!
| DAYS ON MARKET | 181 | LAST UPDATED | 10/23/2025 |
|---|---|---|---|
| TRACT | RUBY LAKE PH 04 | YEAR BUILT | 2001 |
| COMMUNITY | 33884 - Winter Haven / Cypress Gardens | GARAGE SPACES | 2.0 |
| COUNTY | Polk | STATUS | Active |
| PROPERTY TYPE(S) | Single Family |
| Elementary School | Chain O Lakes Elem |
|---|---|
| Jr. High School | Denison Middle |
| High School | Lake Region High |
| PRICE HISTORY | |
| Prior to Oct 23, '25 | $824,900 |
|---|---|
| Oct 23, '25 - Today | $799,977 |
| ADDITIONAL DETAILS | |
| AIR | Central Air |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer |
| AREA | 33884 - Winter Haven / Cypress Gardens |
| CONSTRUCTION | Block, Stucco |
| EXTERIOR | Dock |
| FIREPLACE | Yes |
| GARAGE | Yes |
| HEAT | Central, Electric |
| HOA DUES | 850 |
| INTERIOR | Built-in Features, Crown Molding, Eat-in Kitchen, High Ceilings, Open Floorplan, Tray Ceiling(s), Walk-In Closet(s) |
| LOT | 0.42 acre(s) |
| LOT DESCRIPTION | Landscaped, Paved, Private, Waterfront |
| LOT DIMENSIONS | 95x192 |
| PARKING | Driveway, Garage Door Opener, Garage Faces Side, Attached |
| POOL | Yes |
| POOL DESCRIPTION | Gunite, In Ground, Screen Enclosure, Private |
| SEWER | Public Sewer |
| STORIES | 1 |
| STYLE | Custom |
| SUBDIVISION | RUBY LAKE PH 04 |
| TAXES | 7895 |
| UTILITIES | Cable Available, Electricity Connected, Sewer Connected, Water Connected |
| VIEW | Yes |
| VIEW DESCRIPTION | Lake, Water |
| WATER | Public |
| WATER ACCESS | LAKE RUBY |
| WATERFRONT | Yes |
| WATERFRONT DESCRIPTION | Lake Privileges, Lake Front |
MORTGAGE CALCULATOR
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Listing provided by Deanna Stone, THE STONES REAL ESTATE FIRM, 863-293-1133
The information contained herein has been provided by My Florida Regional MLS DBA Stellar MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Listings last updated 3/22/26 6:18 AM PDT.
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