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Under contract-accepting backup offers. OWNER WILL CREDIT FOR NEW ROOF OR HAVE ONE INSTALLED WITH ACCEPTABLE OFFER *SMART LOCATION, POSSIBLY THE BEST DEAL ON A COTTAGE HOME GOING IN THE VILLAGES TODAY ! *LOW BOND BALANCE !! BRAND NEW HVAC* NEW LVP FLOORING *PRICED TO MOVE WHOLE HOME WATER SOFENER * LARGEST OF THE COTTAGE FLOORPLANS * FULL 2 CAR GARAGE * BRAND NEW FURNITURE *OUTSTANDING LOCATION * BOND BALANCE ONLY $13,810 * NEW INTERIOR PAINT BY THE FAMOUS ROCKY THE PAINTER * Charming Hammock Cottage in The Village of St. James - The Villages, FL Welcome to this beautiful 1611 sq. ft. Hammock Cottage home, perfectly situated in the sought-after Village of St. James in The Villages, Florida! This spacious 3-bedroom, 2-bathroom home boasts the largest floorplan in the Cottage Series, offering an inviting open-concept layout designed for comfortable living and effortless entertaining. Step onto the charming front porch, perfect for relaxing in a rocking chair with a refreshing glass of lemonade. Inside, you'll find a large open kitchen featuring an expansive island, ideal for meal prep and social gatherings. The generous living and dining areas provide plenty of space for hosting family and friends. The full 2-car garage offers ample storage and convenience. Located in the heart of The Villages, this home is just minutes from entertainment, dining, golf, and endless leisure activities. Don't miss this opportunity to own a piece of paradise in Florida's premier 55+ active community. Schedule your showing today! - FIRE DISTRICT 320.71 PER YEAR, - UNIT MAINTENANCE - $598.76 PER YEAR, YEARLY BOND PAYMENT $1,356.32 - MONTHLY AMENITIES FEE $199 - REMAINING BOND BALANCE - $13,810.81- BUYERS AGENT TO VERIFY ALL INFORMATION - GOLF CART AVAILABLE SEPERATELY - ONLY 24 MILES ON IT. BUYERS AGENT TO VERIFY ALL INFORMATION. ROOF IS ORIG AND WAS RECENTLY INSPECTED AND WAS GIVEN 8-10 OF USEFULNESS.
| DAYS ON MARKET | 94 | LAST UPDATED | 12/12/2025 |
|---|---|---|---|
| TRACT | VILLAGES OF SUMTER | YEAR BUILT | 2011 |
| COMMUNITY | 32162 - Lady Lake/The Villages | GARAGE SPACES | 2.0 |
| COUNTY | Sumter | STATUS | Pending |
| PROPERTY TYPE(S) | Single Family |
| PRICE HISTORY | |
| Prior to Dec 5, '25 | $335,000 |
|---|---|
| Dec 5, '25 - Today | $315,000 |
| ADDITIONAL DETAILS | |
| ADULT COMMUNITY | Yes |
|---|---|
| AIR | Central Air |
| AIR CONDITIONING | Yes |
| AMENITIES | Maintenance Grounds |
| APPLIANCES | Dishwasher, Disposal, Dryer, Microwave, Range, Washer |
| AREA | 32162 - Lady Lake/The Villages |
| CONSTRUCTION | Frame, Vinyl Siding |
| EXTERIOR | Rain Gutters |
| GARAGE | Yes |
| HEAT | Electric, Heat Pump |
| INTERIOR | High Ceilings, Open Floorplan |
| LOT | 5663 sq ft |
| LOT DESCRIPTION | Cleared, Landscaped, Near Golf Course, Paved, Private, Sloped |
| PARKING | Driveway, Garage Door Opener, Attached |
| SEWER | Public Sewer |
| STORIES | 1 |
| STYLE | Contemporary, Florida, Ranch |
| SUBDIVISION | VILLAGES OF SUMTER |
| TAXES | 1648.61 |
| UTILITIES | Cable Available, Cable Connected, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected |
| WATER | Public |
MORTGAGE CALCULATOR
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Listing provided by Anthony Filone, LPT REALTY, LLC, 877-366-2213
The information contained herein has been provided by My Florida Regional MLS DBA Stellar MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Listings last updated 2/20/26 8:32 AM PST.
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