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One or more photo(s) has been virtually staged. Welcome to a truly rare, move-in-ready opportunity offering a fully renovated property with NO Homeowners Association Fees or Restrictions. This exceptional property features a completely remodeled three-bedroom, two-bathroom main home plus a fully renovated detached one-bedroom, one-bathroom apartment or a mother-in-law suite, creating unmatched flexibility and income potential. The main residence showcases modern upgrades throughout, including durable hard flooring, high ceilings that enhance the open and airy feel, ceiling fans for year-round comfort, and a beautifully updated kitchen with quartz countertops and stainless steel appliances. Every detail has been thoughtfully refreshed to deliver a clean, contemporary living experience. Privately situated at the rear of the property, the detached one-bedroom apartment is fully renovated and ideal for multi-generational living, a mother-in-law suite, guest quarters, a home office, or an income-producing rental. Whether you choose to live in one and rent the other or enjoy both spaces yourself, the options are endless. Step outside to enjoy the back patio, perfect for relaxing mornings or quiet evenings. The absence of homeowners association restrictions allows for true flexibility and freedom of use, making this property especially appealing to both homeowners and investors. Ideally located near the St. Cloud lakes, with convenient access to shopping, dining, and the Lake Nona area, this property combines modern comfort, versatility, and long-term value. A rare opportunity that offers lifestyle appeal and investment potential in one complete package. Schedule your private showing today and experience everything this unique property has for you.
| DAYS ON MARKET | 40 | LAST UPDATED | 2/17/2026 |
|---|---|---|---|
| TRACT | ST CLOUD 2ND TOWN OF | YEAR BUILT | 1978 |
| COMMUNITY | 34769 - St Cloud (City of St Cloud) | GARAGE SPACES | 3.0 |
| COUNTY | Osceola | STATUS | Active |
| PROPERTY TYPE(S) | Single Family |
| Elementary School | Lakeview Elem (K 5) |
|---|---|
| Jr. High School | St. Cloud Middle (6-8) |
| High School | St. Cloud High School |
| PRICE HISTORY | |
| Prior to Jan 22, '26 | $490,000 |
|---|---|
| Jan 22, '26 - Feb 4, '26 | $459,990 |
| Feb 4, '26 - Today | $439,990 |
| ADDITIONAL DETAILS | |
| AIR | Central Air, Wall/Window Unit(s) |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Convection Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator |
| AREA | 34769 - St Cloud (City of St Cloud) |
| CONSTRUCTION | Block |
| EXTERIOR | Lighting |
| GARAGE | Yes |
| HEAT | Central, Ductless |
| INTERIOR | Open Floorplan, Walk-In Closet(s) |
| LOT | 8712 sq ft |
| LOT DESCRIPTION | Near Public Transit, Paved |
| SEWER | Public Sewer |
| STORIES | 1 |
| STYLE | Traditional |
| SUBDIVISION | ST CLOUD 2ND TOWN OF |
| TAXES | 4016 |
| UTILITIES | Cable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected |
| WATER | Public |
MORTGAGE CALCULATOR
TOTAL MONTHLY PAYMENT
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Listing provided by Scot Hartwell, PLATINUM REAL ESTATE, 888-974-7253
The information contained herein has been provided by My Florida Regional MLS DBA Stellar MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Listings last updated 2/25/26 5:37 PM PST.
This IDX solution is (c) Diverse Solutions 2026.