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Rare Harmony Gem: 4-Bedroom Home with Separate In-Law/Guest Apartment! Welcome to this move-in-ready 4-bedroom, 3.5-bathroom corner-lot home in the highly desirable Harmony community. The main house offers 3 spacious bedrooms and 2.5 bathrooms, while the detached garage features a fully furnished 1-bedroom, 1-bathroom apartment above with its own private entrance"”ideal for guests, in-laws, extended family, multi-generational living or rental income! Step inside the main home to beautiful bamboo flooring flowing into an elegant great room with crown molding, custom lighting, and decorative ceiling fans. The updated kitchen shines with stainless steel appliances and opens seamlessly to a generous dining area perfect for entertaining. All three main-house bedrooms are conveniently located upstairs, including a luxurious owner's suite with a stand-up shower, relaxing garden tub, and dual vanities. Recent upgrades abound: newer roof (2021), brand-new water heater (2024), updated HVAC systems, new washers and dryers (in both the main home and apartment), fresh interior paint, newer carpet, water softener system, charming picket fence, and brick paver accents. Outdoor living is a delight with two screened-in porches for year-round relaxation"”perfect for morning coffee or evening unwinding"”and the apartment's private patio offers a serene "treehouse" retreat with its own living room, kitchenette, bedroom, full bath, and laundry. Residents of Harmony enjoy an exceptional lifestyle with two large lakes, community-owned boats and private docks, pools, parks, walking trails, and a welcoming neighborhood vibe. Zoned for top-rated Harmony schools (Community School, Middle, and High). Special Financing Incentive: This home qualifies for a reduced interest rate through the seller's preferred lender"”a lender-paid rate buydown that lowers your monthly payment! This upgraded home with bonus living space is a rare find"”schedule your private showing today before it's gone!
| DAYS ON MARKET | 98 | LAST UPDATED | 12/8/2025 |
|---|---|---|---|
| TRACT | BIRCHWOOD NEIGHBORHOODS | YEAR BUILT | 2004 |
| COMMUNITY | 34773 - St Cloud (Harmony) | GARAGE SPACES | 2.0 |
| COUNTY | Osceola | STATUS | Active |
| PROPERTY TYPE(S) | Single Family |
| Elementary School | Harmony Community School (K-5) |
|---|---|
| Jr. High School | Harmony Middle |
| High School | Harmony High |
| PRICE HISTORY | |
| Prior to Nov 15, '25 | $534,900 |
|---|---|
| Nov 15, '25 - Dec 8, '25 | $525,000 |
| Dec 8, '25 - Today | $510,000 |
| ADDITIONAL DETAILS | |
| AIR | Central Air |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Cooktop, Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Range, Refrigerator, Washer |
| AREA | 34773 - St Cloud (Harmony) |
| CONSTRUCTION | Block, Stucco |
| EXTERIOR | Balcony |
| GARAGE | Yes |
| HEAT | Central |
| HOA DUES | 113 |
| INTERIOR | Crown Molding, Eat-in Kitchen |
| LOT | 5663 sq ft |
| SEWER | Public Sewer |
| STORIES | 2 |
| SUBDIVISION | BIRCHWOOD NEIGHBORHOODS |
| TAXES | 7146.12 |
| UTILITIES | Electricity Connected |
| WATER | None |
| WATER ACCESS | BUCK LAKE |
MORTGAGE CALCULATOR
TOTAL MONTHLY PAYMENT
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Listing provided by Thomas Nickley, Jr, KELLER WILLIAMS REALTY AT THE PARKS, 407-629-4420
The information contained herein has been provided by My Florida Regional MLS DBA Stellar MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Listings last updated 2/2/26 7:40 AM PST.
This IDX solution is (c) Diverse Solutions 2026.