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Discover a beautifully cared-for freshwater waterfront home that blends comfort, natural light, and tranquil canal views in Southwest Cape Coral. With southern rear exposure and a versatile four-bedroom layout, this residence offers the perfect balance of peaceful living and everyday convenience. Situated on a spacious .23-acre lot with southern rear exposure, this home features 2,137 square feet of living space and a desirable split-bedroom floor plan designed for both everyday living and entertaining. From the moment you arrive, the home's curb appeal is evident with mature landscaping, a decorative driveway, and a clean stucco exterior that reflects pride of ownership throughout. Inside, the great room layout welcomes you with volume and tray ceilings, abundant natural light, and tranquil water views that immediately draw your attention to the canal beyond. The living spaces flow seamlessly into the dining and kitchen areas, creating an open and inviting atmosphere. Flooring throughout the home includes a combination of tile, laminate, and carpet, offering durability and comfort in all the right places. The kitchen is well-appointed with ample cabinetry, a breakfast bar, and quality appliances including a range, microwave, dishwasher, and refrigerator/freezer. Whether preparing daily meals or hosting guests, this space is both practical and welcoming. The primary suite, located on the ground level for convenience, serves as a private retreat. The en-suite bathroom features dual sinks, a jetted soaking tub, and a separate walk-in shower, providing a spa-like experience at home. Additional bedrooms are generously sized, ideal for guests, family members, or flexible use such as a home office or hobby room. Step outside to enjoy true Florida waterfront living. The below-ground concrete pool overlooks a peaceful freshwater canal with an existing seawall and private composite dock, perfect for kayaking, paddleboarding, fishing, or simply enjoying the calming water views. The southern exposure allows for abundant sunlight throughout the day, making the outdoor space ideal for relaxation or entertaining. This home also offers valuable peace of mind with impact-resistant windows and doors, along with manual shutters for added storm protection. Additional features include a two-car attached garage, automatic irrigation system, laundry room with tub, and assessments paid for water, sewer, and irrigation. Located in a non-gated community with no HOA fees, this property is close to shopping, dining, schools, and major roadways, while still offering a quiet residential setting. The owner has maintained the home meticulously, making it truly move-in ready for the next homeowner. Whether you're seeking a full-time residence, a seasonal retreat, or a waterfront lifestyle without the complexity of Gulf access, 1426 SW 12th Terrace offers an exceptional opportunity to own a quality home on freshwater in Southwest Cape Coral.
| DAYS ON MARKET | 25 | LAST UPDATED | 1/28/2026 |
|---|---|---|---|
| TRACT | CAPE CORAL | YEAR BUILT | 2025 |
| COMMUNITY | 33991 - Cape Coral | GARAGE SPACES | 2.0 |
| COUNTY | Lee | STATUS | Active |
| PROPERTY TYPE(S) | Single Family |
| PRICE HISTORY | |
| Prior to Jan 21, '26 | $639,000 |
|---|---|
| Jan 21, '26 - Jan 28, '26 | $638,499 |
| Jan 28, '26 - Today | $637,999 |
| ADDITIONAL DETAILS | |
| AIR | Central Air |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer |
| AREA | 33991 - Cape Coral |
| CONSTRUCTION | Block, Concrete, Stucco |
| EXTERIOR | Dock |
| GARAGE | Yes |
| HEAT | Central |
| INTERIOR | Dry Bar, High Ceilings, Open Floorplan, Walk-In Closet(s) |
| LOT | 10019 sq ft |
| LOT DESCRIPTION | Paved, Waterfront |
| LOT DIMENSIONS | 80x125 |
| PARKING | Driveway, Garage Door Opener, Attached |
| POOL | Yes |
| POOL DESCRIPTION | In Ground, Screen Enclosure, Private |
| SEWER | Public Sewer |
| STORIES | 1 |
| STYLE | Ranch |
| SUBDIVISION | CAPE CORAL |
| TAXES | 4420 |
| UTILITIES | Cable Available, Electricity Connected, Sewer Connected, Water Available, Water Connected |
| VIEW | Yes |
| VIEW DESCRIPTION | Canal, Water |
| WATER | Public |
| WATERFRONT | Yes |
| WATERFRONT DESCRIPTION | Canal Front |
MORTGAGE CALCULATOR
TOTAL MONTHLY PAYMENT
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Listing provided by Shelley Gentry, SELLSTATE EXCELSIOR REALTY, 239-471-0963
The information contained herein has been provided by My Florida Regional MLS DBA Stellar MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Listings last updated 1/30/26 2:19 PM PST.
This IDX solution is (c) Diverse Solutions 2026.