4491se89thstreetocalafl34480

3 Beds

2 Full baths

1,541SqFt

Active

**BUY THIS HOME WITH ZERO DOWN PAYMENT! USDA 100% FINANCING ELIGIBLE!** **YES, YOU READ THAT RIGHT—QUALIFIED BUYERS MAY PURCHASE THIS HOME WITH NO DOWN PAYMENT REQUIRED!** Thanks to its USDA financing eligibility, 4491 SE 89th Street offers an incredible opportunity to become a homeowner without the traditional down payment! Why keep renting when homeownership could be more affordable than you think? USDA loans offer qualified buyers **100% FINANCING**, making this an opportunity you don't want to miss! Welcome to this beautiful **2023-BUILT HOME** located in Ocala's desirable Summercrest community! Featuring **3 BEDROOMS, 2 BATHROOMS, 1,541 SQUARE FEET, AND A 2-CAR GARAGE**, this move-in-ready property combines modern finishes, an open-concept layout, and a HUGE LOT with exciting investment potential! Step inside to discover soaring ceilings, abundant natural light, and beautiful wood-look flooring throughout the main living areas. The spacious kitchen features dark cabinetry, stainless steel appliances, attractive countertops, decorative backsplash, and a large breakfast bar overlooking the living and dining spaces—perfect for entertaining! The split-bedroom floor plan provides additional privacy, while the primary suite offers a spacious walk-in closet and private bathroom featuring dual sinks and a walk-in shower. **NOW LET'S TALK ABOUT THE PROPERTY!** Situated on an **IMPRESSIVE NEARLY QUARTER-ACRE LOT**, this home offers something buyers are constantly searching for—SPACE! The backyard features a **BRAND-NEW VINYL PRIVACY FENCE**, providing an enormous enclosed outdoor area with plenty of room for pets, entertaining, recreation, gardening, or creating your dream backyard retreat! The screened-in lanai adds another inviting space to enjoy Florida living. **ATTENTION INVESTORS!** Looking for an opportunity to generate rental income? This newer home offers tremendous potential as a long-term rental investment, subject to applicable restrictions. Its modern construction, functional floor plan, spacious lot, and convenient location make it an attractive option for both homeowners and investors. Conveniently situated near shopping, dining, schools, and major roadways, with easy access to Ocala and Belleview! **WHY WAIT? 100% USDA FINANCING! NO DOWN PAYMENT FOR QUALIFIED BUYERS! NEWER CONSTRUCTION! BRAND-NEW VINYL FENCE! HUGE LOT! INCOME-PRODUCING POTENTIAL!** Opportunities like this don't come along every day! **Schedule your private showing today and ask how you may qualify to purchase this home with ZERO DOWN PAYMENT!** *USDA financing subject to buyer income, credit, property eligibility, lender underwriting, and program requirements. Closing costs and other expenses may still apply.*

Property Details
Price $299,900
Bedrooms 3
Full Baths 2
Half Baths 0
Lot Size 84 x 125
Lot Size Area 10454
Lot Size Area Units Square Feet
Acres 0.24
Property Type Residential
Sub type SingleFamilyResidence
MLS Sub type Single Family Residence
Features Ceiling Fan(s)
Exterior Features Sidewalk, Smart Lock(s)
Year Built 2023
Subdivision SUMMERCREST
Roof Shingle
Heating Heat Pump
Foundation Slab
Laundry Features Laundry Room
Garage spaces 0
Association Name Wayne Royce- Sentry Management
Association Fee 150
Geographic Data
Directions Driving Directions to 4491 SE 89th Street, Ocala, FL 34480: From I-75, take Exit 341 (CR 484) toward Belleview. Head east on CR 484. Turn left onto SE 36th Avenue, then right onto SE 95th Street. Turn left onto US 441/301 North, then right onto SE 92nd Place Road. Turn left onto SE 47th Court Road, left onto SE 91st Place, right onto SE 90th Lane Road, left onto SE 46th Court, left onto SE 89th Place Road, right onto SE 45th Terrace, and left onto SE 89th Street. The property will be on your right.
County Marion
Latitude 29.093245
Longitude -82.07326
Market Area 34480 - Ocala
Address Information
Address 4491 SE 89TH STREET, OCALA, FL 34480
Postal Code 34480
City OCALA
State FL
Country United States
Listing Information
Listing Office BRAINARD REALTY
Listing Agent Robert Zoller, Jr
Special listing conditions None
Ownership Fee Simple
Terms Assumable, Cash, Conventional, FHA, USDA Loan, VA Loan
Virtual Tour URL https://www.zillow.com/view-imx/045c76f1-a713-49f3-9d68-5df9098e67ea?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
School Information
Elementary School Legacy Elementary School
Middle School Belleview Middle School
High School Belleview High School
MLS Information
Days on market 0
MLS Status Active
Listing Date Nov 13, 2026
Listing Last Modified Nov 13, 2026
Tax ID 3664001015
Tax Year 2025
Tax Annual Amount 3487
MLS Area 34480 - Ocala
MLS # TB8566660

Map View


Contact us about this listing






This information is believed to be accurate, but without any warranty.
Bella Verde Realty
Website assistant
Hi, I can answer common Bella Verde Realty questions. If your question needs current or property-specific details, I can collect your information for the team.