41520charmlakedriveumatillafl32784

5 Beds

4 Full baths

4,936SqFt

Active

Discover a distinctive lakefront property at 41520 Charm Lake Dr in Umatilla, offering approximately 17.89 acres with 735 feet of frontage on Charm Lake, multiple living spaces, and a variety of outbuildings. The property offers 4,936 sq ft of total heated living space, is zoned for horses, and has no HOA. The main lakefront residence is configured as a 2-bedroom, 2-bath home with dedicated office space, along with a wood-burning fireplace, vaulted ceilings, and a wraparound screened porch overlooking the lake. Attached to the main residence is a separate 1-bedroom, 1-bath suite with its own kitchen and living area, creating additional flexibility for extended family, guests, or other needs. A completely separate approximately 1,100 sq ft guest house offers 2 bedrooms and 1 bathroom, along with its own private deck overlooking Charm Lake. Together, the separate living areas provide a unique layout with multiple options for how the property can be used. Beyond the residences, the acreage includes a workshop/storage facility with utilities, RV carport with a 50-amp hookup, barn with stalls, sheds, and an animal coop. Mature landscaping, wooded areas, fencing, and lake views add to the property's rural setting and overall appeal.

Property Details
Price $950,000
Bedrooms 5
Full Baths 4
Half Baths 0
Property Style Ranch
Lot Size Area 17.8882
Lot Size Area Units Acres
Acres 17.89
Property Type Residential
Sub type SingleFamilyResidence
MLS Sub type Single Family Residence
Features Cathedral Ceiling(s), Ceiling Fan(s), Vaulted Ceiling(s)
Exterior Features RV Hookup
Year Built 1979
Subdivision DREAM LAKE POULTRY RANCHES
View Garden, Trees/Woods, Water
Roof Shingle
Waterfront CHARM LAKE
Heating Central
Foundation Crawlspace
Lot Description Farm, Gentle Sloping, In County, Pasture, Unincorporated, Zoned for Horses
Laundry Features Electric Dryer Hookup, Inside, Washer Hookup
Parking Description Circular Driveway, Covered, Guest, Off Street, RV Carport
Garage spaces 2
Geographic Data
Directions From the intersection of SR-19 and CR-450W in Umatilla, travel west on CR-450W for approximately 5.5 miles. Turn sharply left onto Saint Thomas Avenue, then turn right onto Charm Lake Drive. The property is located on Charm Lake Drive.
County Lake
Latitude 28.954711
Longitude -81.739122
Market Area 32784 - Umatilla / Dona Vista
Address Information
Address 41520 CHARM LAKE DRIVE, UMATILLA, FL 32784
Postal Code 32784
City UMATILLA
State FL
Country United States
Listing Information
Listing Office LPT REALTY, LLC
Listing Agent Tyler Gibson LLC
Special listing conditions None
Ownership Fee Simple
Terms Cash, Conventional, FHA, VA Loan
Virtual Tour URL https://www.zillow.com/view-imx/20404486-bcd0-4326-abf5-34f51e63c82f?wl=true&setAttribution=mls&initialViewType=pano
MLS Information
Days on market 0
MLS Status Active
Listing Date Oct 16, 2026
Listing Last Modified Oct 16, 2026
Tax ID 051826010000C01300
Tax Year 2025
Tax Annual Amount 10421
MLS Area 32784 - Umatilla / Dona Vista
MLS # O6449945

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