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LAKEFRONT LIVING ON BEAUTIFUL LAKE GRIFFIN! Enjoy peaceful waterfront views and the Florida lifestyle from this furnished 2-bedroom, 2-bath home offering a FULL LAKE VIEW, private boat dock with BOAT LIFT, inside laundry, and a dedicated golf cart parking pad. Whether you're searching for a full-time residence, winter retreat, or the perfect place to enjoy retirement, this home offers an incredible opportunity to live directly on the water. Lake Griffin is part of Central Florida's renowned HARRIS CHAIN OF LAKES, a connected system of lakes offering miles of waterways to explore. From your own backyard, enjoy boating, fishing, cruising, and days spent on the water. The Harris Chain is well known for its excellent bass fishing and recreational boating, making this an ideal location for anyone who has dreamed of embracing Florida's waterfront lifestyle. Imagine stepping outside, heading down to your dock, lowering your boat from the lift, and setting out for a day on the Chain of Lakes. Even better—THERE IS NO LOT RENT! The LOW HOA FEE OF ONLY $125 PER MONTH includes WATER, SEWER, YARD MOWING, TRASH PICKUP, COMMUNITY AMENITIES, AND COMMUNITY MAINTENANCE, providing an affordable and low-maintenance lifestyle. Harbor Oaks offers an inviting community atmosphere with amenities including a CLUBHOUSE, HEATED SWIMMING POOL AND SPA, SHUFFLEBOARD, HORSESHOES, PETANQUE, FISHING PIER, MARINA WITH BOAT SLIPS, AND BOAT RAMP. Bring the golf cart and enjoy getting around the community while meeting neighbors and taking advantage of everything Harbor Oaks has to offer. Conveniently located near medical facilities, shopping, restaurants, and entertainment, you'll have everyday necessities nearby while still enjoying the relaxing atmosphere of lakefront living. Whether you're ready to make Florida your permanent home or looking for the perfect snowbird escape, this Lake Griffin property offers the combination buyers are searching for—WATERFRONT LIVING, BOATING ACCESS, COMMUNITY AMENITIES, LOW MONTHLY HOA, NO LOT RENT, AND A FURNISHED HOME READY TO ENJOY.