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**Huge price reduction! Seller is motivated** Unlock incredible investment potential with this rare 4-bedroom, 2-bathroom cottage-style residence, complete with a fully detached, income-ready 1 bedroom apartment behind! Whether you are looking for a savvy house-hack, a multi-generational living setup, or a high-performing short-term rental, this property is designed to deliver immediate value. The two-story primary home exudes character, featuring elegant arched doorways and original built-in shelving that preserve its unique cottage soul. Enjoy peace of mind with comprehensive updates to the plumbing, electrical, and HVAC systems. Flexible Layout: Two bedrooms and a full bath are located on the main level, with two additional bedrooms and a second full bath upstairs. Step out back to discover the detached 1 bedroom apartment, a stylish garage conversion designed for maximum profitability. This isn't just a guest suite; it is a turnkey rental opportunity featuring: Full Independent Kitchen: Allows for long-term residency or premium short-term rates. This property offers a rare combination of "move-in ready" reliability and aggressive equity-building potential. Live in one and let the ADU pay part of your mortgage, or rent both for a dual-stream income portfolio. Schedule you showing today!
| DAYS ON MARKET | 49 | LAST UPDATED | 2/9/2026 |
|---|---|---|---|
| TRACT | PALMETTO PARK | YEAR BUILT | 1942 |
| COMMUNITY | 33712 - St Pete | COUNTY | Pinellas |
| STATUS | Active | PROPERTY TYPE(S) | Single Family |
| Elementary School | Fairmount Park Elementary-PN |
|---|---|
| Jr. High School | John Hopkins Middle-PN |
| High School | Gibbs High-PN |
| PRICE HISTORY | |
| Prior to Jan 23, '26 | $530,000 |
|---|---|
| Jan 23, '26 - Jan 30, '26 | $520,000 |
| Jan 30, '26 - Feb 9, '26 | $500,000 |
| Feb 9, '26 - Today | $490,000 |
| ADDITIONAL DETAILS | |
| AIR | Central Air, Wall/Window Unit(s) |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Dishwasher, Range, Refrigerator |
| AREA | 33712 - St Pete |
| BASEMENT | Crawl Space |
| CONSTRUCTION | Frame, Wood Siding |
| EXTERIOR | Lighting, Private Entrance, Private Yard |
| FIREPLACE | Yes |
| HEAT | Central, Ductless, Electric |
| INTERIOR | High Ceilings, Open Floorplan |
| LOT | 8712 sq ft |
| LOT DIMENSIONS | 60x123 |
| SEWER | Public Sewer |
| STORIES | 2 |
| SUBDIVISION | PALMETTO PARK |
| TAXES | 8488.23 |
| UTILITIES | Cable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected |
| VIEW | Yes |
| VIEW DESCRIPTION | Garden |
| WATER | Public |
MORTGAGE CALCULATOR
TOTAL MONTHLY PAYMENT
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Listing provided by Kevin Mize, REDFIN CORPORATION, 813-518-8756
The information contained herein has been provided by My Florida Regional MLS DBA Stellar MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Listings last updated 2/20/26 1:05 AM PST.
This IDX solution is (c) Diverse Solutions 2026.