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PRICE $497,000 dsIDX morgage calculator
BEDS 3
BATHS 2
HOME SIZE 1,626 sqft
LOT SIZE 8,712 sqft

Nestled among million dollar homes in Harbor Hills waterfront neighborhood; the house on the hill and NO FLOOD ZONE, this home is the best deal in Largo Florida! Solar panels paid in full (installed 2021) keeping the average electric bill just $30/month. New HVAC system 2025 with 10 year warranty! WOW! WHAT ARE YOU WAITING FOR! Additional updates include new ENERGY STAR WINDOWS including a new front door (2024) for added efficiency! HIGH AND DRY in Flood Zone X, meaning NO FLOOD INSURANCE required! Step inside to a naturally bright EAT-IN KITCHEN, featuring granite countertops, a LARGE BREAKFAST BAR, abundant cabinetry, and a large walk-in pantry. The SPLIT BEDROOM FLOOR PLAN includes 3 bedrooms, 2 full baths, and plenty of storage. The primary suite, living area, and kitchen all open directly to a 300 sq. ft. SCREENED PATIO, perfect for entertaining or relaxing in the refreshing Gulf breeze. Enjoy the fully fenced backyard, ideal for pets and your vegetable and fruit garden. Talk about location, Harbor Hills is one of those quiet, established waterfront neighborhoods among million dollar homes (this is your best investment for less than 500k!). Bonus: easy access to beaches, parks, boat ramps, hospitals, shopping, and top-rated restaurants and schools, just 5 minutes from the beach! With an relaxed hoa of only $100/year and short-term rentals allowed, this property is Airbnb-ready and perfect for investors, snowbirds, or full-time residents alike! Highlights: Average electric bill $30/month (paid-off solar), Energy-efficient upgrades (2024 windows + door), NO flood insurance required, HVAC BRAND NEW INSTALLED 2025 WITH 10 YEAR WARRANTY, 5 minutes to the beach. This Harbor Hills gem combines modern updates, ultra-low utilities, flexible rental potential, and a prime coastal location; a rare find, at this price, in today's market! YOU HAVE TO SEE IT TO BELIEVE IT, CALL TODAY!

DAYS ON MARKET 136 LAST UPDATED 2/26/2026
TRACT HARBOR HILLS YEAR BUILT 1963
COMMUNITY 33770 - Largo/Belleair Bluffs GARAGE SPACES 2.0
COUNTY Pinellas STATUS Active
PROPERTY TYPE(S) Single Family

PRICE HISTORY
Prior to Nov 5, '25 $519,000
Nov 5, '25 - Nov 19, '25 $518,000
Nov 19, '25 - Jan 22, '26 $499,000
Jan 22, '26 - Feb 26, '26 $498,000
Feb 26, '26 - Today $497,000


ADDITIONAL DETAILS
AIR Central Air
AIR CONDITIONING Yes
APPLIANCES Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
AREA 33770 - Largo/Belleair Bluffs
CONSTRUCTION Block
EXTERIOR Rain Gutters
GARAGE Yes
HEAT Active Solar, Central, Electric, Heat Pump, Solar
INTERIOR Crown Molding, Eat-in Kitchen, Walk-In Closet(s)
LOT 8712 sq ft
PARKING Circular Driveway, Attached
SEWER Public Sewer
STORIES 1
SUBDIVISION HARBOR HILLS
TAXES 3785
WATER Private, Public, See Remarks, Well
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

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CONTACT US ABOUT 3425 HIGH BLUFF DRIVE
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Listing provided by Michele Jones, CHARLES RUTENBERG REALTY INC, 866-580-6402
The information contained herein has been provided by My Florida Regional MLS DBA Stellar MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Listings last updated 2/27/26 6:20 PM PST.

This IDX solution is (c) Diverse Solutions 2026.