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PRICE $419,900 dsIDX morgage calculator
BEDS 4
BATHS 3
HOME SIZE 2,282 sqft
LOT SIZE 7,841 sqft

One or more photo(s) has been virtually staged. Welcome to 4020 Carteret Dr in Winter Haven, Florida, a beautifully updated 4-bedroom, 3-bath home located in a desirable 55+ lakefront community offering comfort, convenience, and low-maintenance living in the heart of Central Florida. This thoughtfully designed home features stunning lake views, hardwood flooring, an updated kitchen with modern finishes, and stylish upgrades throughout. The spacious layout includes a mother-in-law suite, perfect for visiting family, guests, or additional privacy. Residents enjoy direct water access and a private community boat ramp, providing easy access to Winter Haven's renowned Chain of Lakes, ideal for boating, fishing, and enjoying Florida's outdoor lifestyle. The community also offers boat and water toy storage for a small fee, making it convenient to keep your boat or jet skis nearby and ready to use. One of the standout features of this home is the maintenance-free lifestyle. The HOA covers exterior home maintenance including landscaping, mulch, and exterior painting, allowing homeowners to enjoy their property without the typical upkeep responsibilities. Located just minutes from Cypress Gardens Boulevard, this home offers quick access to shopping, restaurants, grocery stores, golf courses, parks, and medical facilities. Residents are also close to LEGOLAND Florida Resort, and major roadways including US-27 and the Polk Parkway, making travel to Lakeland, Orlando, and Tampa convenient. If you're searching for a Lake view home in Winter Haven, a low-maintenance home in a 55+ community, or a property with Ruby Lake access, 4020 Carteret Dr offers the perfect combination of location, lifestyle, and modern comfort in one of Polk County's most established lake communities. Schedule a showing today!

DAYS ON MARKET 1 LAST UPDATED 3/10/2026
TRACT TRADITIONS PH 01 YEAR BUILT 2015
COMMUNITY 33884 - Winter Haven / Cypress Gardens GARAGE SPACES 2.0
COUNTY Polk STATUS Active
PROPERTY TYPE(S) Single Family

SCHOOLS
Elementary School Chain O Lakes Elem
Jr. High School Mclaughlin Middle
High School Lake Region High


ADDITIONAL DETAILS
ADULT COMMUNITY Yes
AIR Central Air
AIR CONDITIONING Yes
AMENITIES Cable TV, Internet, Maintenance Grounds, Maintenance Structure
APPLIANCES Cooktop, Dishwasher, Microwave, Range, Refrigerator
AREA 33884 - Winter Haven / Cypress Gardens
CONSTRUCTION Block, Stucco
GARAGE Yes
HEAT Central, Electric
HOA DUES 484
INTERIOR Crown Molding, Open Floorplan, Stone Counters, Walk-In Closet(s)
LOT 7841 sq ft
PARKING Attached
SEWER Public Sewer
STORIES 1
SUBDIVISION TRADITIONS PH 01
TAXES 3537
UTILITIES Cable Available, Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Underground Utilities, Water Available, Water Connected
VIEW Yes
VIEW DESCRIPTION Lake, Water
WATER Public
WATER ACCESS RUBY LAKE
WATERFRONT DESCRIPTION Lake Privileges
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

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CONTACT US ABOUT 4020 CARTERET DRIVE
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Listing provided by Sofia Lovinsky, KELLER WILLIAMS ADVANTAGE III, murraycoleman@kw.com
The information contained herein has been provided by My Florida Regional MLS DBA Stellar MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Listings last updated 3/10/26 3:40 PM PDT.

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