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If you've been searching for a lakefront home in Florida with a private dock, no HOA, and land to spread out, this property deserves a closer look. Set on over an acre of lakefront land in Sebring, this 3-bedroom, 2-bath waterfront home offers the kind of space, privacy, and lifestyle buyers are looking for when they picture owning a Florida lake house. Imagine mornings with coffee by the water, afternoons boating or fishing from your private dock, and evenings watching the sunset reflect across the lake. Inside, the home feels bright, open, and comfortable. The updated kitchen with quartz island creates a natural gathering space, while the home's distinctive A-frame architecture adds character you rarely see in typical homes for sale in Sebring. Major updates already completed provide peace of mind, including a new roof installed in 2025 and a well redone in 2024. The property also includes an oversized garage and a separate workshop/storage building, offering flexibility for hobbies, lake gear, or additional storage. With direct waterfront access, a private dock, over an acre of land, and no HOA restrictions, this home offers the kind of Florida waterfront lifestyle buyers are actively searching for. For buyers looking for a Sebring FL lakefront home, waterfront property with land, or a Florida lake house with dock, this property checks the boxes that are getting harder to find.
| DAYS ON MARKET | 114 | LAST UPDATED | 4/14/2026 |
|---|---|---|---|
| TRACT | MARTHA ESTATES | YEAR BUILT | 1981 |
| COMMUNITY | 33875 - Sebring | GARAGE SPACES | 2.0 |
| COUNTY | Highlands | STATUS | Active |
| PROPERTY TYPE(S) | Single Family |
| PRICE HISTORY | |
| Prior to Jan 21, '26 | $495,000 |
|---|---|
| Jan 21, '26 - Apr 14, '26 | $485,000 |
| Apr 14, '26 - Today | $475,000 |
| ADDITIONAL DETAILS | |
| AIR | Central Air |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer |
| AREA | 33875 - Sebring |
| CONSTRUCTION | Block |
| EXTERIOR | Balcony, Dock |
| GARAGE | Yes |
| HEAT | Central |
| INTERIOR | High Ceilings, Open Floorplan, Vaulted Ceiling(s), Walk-In Closet(s) |
| LOT | 1.13 acre(s) |
| LOT DESCRIPTION | Waterfront |
| LOT DIMENSIONS | 76x224 |
| PARKING | Driveway, Attached |
| SEWER | Septic Tank |
| STORIES | 1 |
| SUBDIVISION | MARTHA ESTATES |
| TAXES | 4456.54 |
| UTILITIES | Electricity Available, Water Connected |
| VIEW | Yes |
| VIEW DESCRIPTION | Lake, Water |
| WATER | Private, Well |
| WATER ACCESS | LAKE CHARLOTTE |
| WATERFRONT | Yes |
| WATERFRONT DESCRIPTION | Lake Privileges, Lake Front |
MORTGAGE CALCULATOR
TOTAL MONTHLY PAYMENT
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Listing provided by Kaili Ross, KELLER WILLIAMS REALTY SMART 1, 863-508-3000
The information contained herein has been provided by My Florida Regional MLS DBA Stellar MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Listings last updated 5/2/26 9:47 PM PDT.
This IDX solution is (c) Diverse Solutions 2026.