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Experience the unmatched allure of Palm Island, one of Florida's most secluded and luxurious coastal escapes. NO BRIDGES TO GULF FROM PRIVATE BOAT DOCK. Please see Realtor remarks regarding assumable mortgage offered by seller at EXTREMELY ATTRACTIVE RATE. This seven-mile barrier island, nestled between Sarasota and Fort Myers on the Gulf Coast, is accessible only by car ferry"”instantly creating an atmosphere of exclusivity and tranquility from the moment you arrive. Here, sugar-white beaches, serene harbors, winding lagoons, world-class fishing think prize Tarpon, and extraordinary shelling become the backdrop to a lifestyle defined by relaxation and natural beauty. Set on the intracoastal waterway, this stunning home offers approximately 1,800 square feet of inviting living space with three beautifully appointed bedrooms and two baths. The dramatic loft-style primary suite features a queen bed, its own sitting area with a convertible single, and even a full bed set within an expansive walk-in closet. The additional bedrooms provide generous accommodations, including two full beds in one room and a queen in the other, ensuring comfort for family and guests alike. The expansive great room elevates coastal living with its corner wood-burning coral fireplace, soaring vaulted ceilings, and a fully equipped kitchen boasting a gas cooktop"”ideal for relaxed evenings or entertaining. Step onto the screened balcony for delightful peek-a-boo views of the canal and intracoastal, or retreat to the private third-floor terrace off the loft bedroom for a peaceful morning coffee high above the island. The property's deep-water, double-sided dock"”with both electric and water"”invites you to launch into endless boating adventures. Below the home, a beautifully pavered area creates a breezy open-air retreat complete with an outdoor shower, offering even more space to enjoy island living. Palm Island's charm extends beyond the home with the beloved Rum Bay Restaurant, its adjacent ice cream shop, and the island's signature amenities including kayak, paddleboard, and golf cart rentals. The ferry runs daily, offering seamless access to your private sanctuary"”just drive aboard, cross the water, and step into a world where life slows down and serenity takes center stage. Palm Island is more than a destination; it is a truly extraordinary place to call home.
| DAYS ON MARKET | 101 | LAST UPDATED | 5/3/2026 |
|---|---|---|---|
| TRACT | PALM ISLAND ESTS | YEAR BUILT | 2003 |
| COMMUNITY | 33946 - Placida | COUNTY | Charlotte |
| STATUS | Active | PROPERTY TYPE(S) | Single Family |
| Elementary School | Vineland Elementary |
|---|---|
| Jr. High School | L.A. Ainger Middle |
| High School | Lemon Bay High |
| PRICE HISTORY | |
| Prior to Apr 1, '26 | $999,999 |
|---|---|
| Apr 1, '26 - Apr 16, '26 | $999,998 |
| Apr 16, '26 - May 3, '26 | $974,900 |
| May 3, '26 - Today | $949,900 |
| ADDITIONAL DETAILS | |
| AIR | Central Air |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer |
| AREA | 33946 - Placida |
| CONSTRUCTION | Frame |
| EXTERIOR | Balcony, Dock, Lighting, Outdoor Shower |
| FIREPLACE | Yes |
| HEAT | Central |
| HOA DUES | 125 |
| INTERIOR | Cathedral Ceiling(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Vaulted Ceiling(s), Walk-In Closet(s) |
| LOT | 0.47 acre(s) |
| LOT DESCRIPTION | Waterfront |
| PARKING | Covered, Driveway, Basement |
| SEWER | Septic Tank |
| STORIES | 2 |
| STYLE | Coastal |
| SUBDIVISION | PALM ISLAND ESTS |
| TAXES | 10276 |
| UTILITIES | Cable Available, Cable Connected, Electricity Connected, Propane, Underground Utilities |
| VIEW | Yes |
| VIEW DESCRIPTION | Water |
| WATER | Public |
| WATER ACCESS | BOCILLA PASS |
| WATERFRONT | Yes |
| WATERFRONT DESCRIPTION | Beach Access |
MORTGAGE CALCULATOR
TOTAL MONTHLY PAYMENT
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Listing provided by Tami Cashi, COLDWELL BANKER REALTY, 941-907-1033
The information contained herein has been provided by My Florida Regional MLS DBA Stellar MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Listings last updated 5/7/26 7:38 AM PDT.
This IDX solution is (c) Diverse Solutions 2026.